Do you want insurance for your personal loan? the offers solutions tailored to your needs and situation.
To borrow with confidence, you can take out personal loan insurance. If you fall ill, have an accident or worse, the insurance of your personal loan will cover the repayments * for you.
Personal Loan Insurance DIM (Death, Disability, Sickness)
Personal Mortgage, Disability, Disability (DIM) insurance pays the monthly payments for you in the event of death, disability or illness. You must be under 60 to subscribe. It applies according to the following conditions:
- Invalidity: personal loan insurance pays 100% of the deadlines in case of permanent and total disability and ceases by the 60th birthday at the latest. It settles the capital remaining due on the day of the recognition of the Total and Irreversible Loss of Autonomy.
- Incapacity: personal loan insurance pays 100% of the deadlines during the work stoppage and ceases at the latest at the 60th birthday.
- Death: up to age 70, the insurance allows the payment of the remaining capital due on the day of death up to a limit of € 50,000, depending on the age of the participant.
DIM CHO Personal Loan Insurance (Death, Disability, Sickness, Unemployment)
DIM CHO personal loan insurance (Death, Disability, Sickness, Unemployment) works like DIM insurance, but adds a guarantee covering job loss.
You must be under 60 to subscribe.
In case of loss of employment following a dismissal, the insurance covers 100% of the deadlines during a search period of a new job of 6 months and ends at the latest at the 65th birthday.
Senior personal loan insurance
This insurance is reserved for people aged 60 to 78 years. In the event of death before the age of 81, the insurance pays the outstanding capital on the day of death.
Whatever your situation, you have every reason to take out personal loan insurance.
After application of a grace period and within the limits defined contractually.
In the event of classification in disability 2 nd category by Social Security or is classified as disability greater than or equal to 66% by the Insurer